Debit cards are one of the most used financial cards in the whole world. If you have a proper bank account then you surely must have a debit card. The functions of a debit card are quite friendly compared to the functions of a credit card.
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The Significance of Billing Zip Codes for Debit Cards
Now, every time a debit card is issued to an individual, that particular debit card contains a five-digit zip code attached to it.
Most people using debit cards do not know about this and how to find it on their debit card. Now, this protocol has been added to the debit cards as a security feature so that they can be tracked easily if they are unable to be found or lost. If your debit card has been lost and you want to look for it then you must know the zip code and how to find it.
Now, Zip code may also be written as postal code, billing postcode, postcode, and billing zip code. Make sure you are aware of these simple terms so that you do not confuse yourself later.
Now, when it comes to finding your zip code on the debit card, unfortunately, you will not be able to find it on your respective card. It is because this information is treated as private information. Interestingly, you will not get this five-digit code on your passbook as well. There is a different technique to find out your debit card zip code.
What is Billing Zip Code and Why is It Important?
The billing zip code is the code which is tied or associated with the debit or credit card that is used to pay for a purchase. This zip code is associated with the billing address that the individual has on file for their debit card.
It is a very important code for your debit card. This billing zip code is a part of the authorization process when you use your debit card for any purchase. Whenever your card is stolen all they have is your name and the card number. This may prevent an unauthorized purchase from taking place since they likely do not know your Zip Code. Other than this, it is used as a security code for certain purchases.
Understanding the Difference Between Zip Code and Postal Code
When it comes to bank cards whether it could be a debit or credit card, Zip code and postal code have no difference. They are both the same which is associated with the account holder’s billing address.
How to Locate Your Debit Card Zip Code: 3 Simple Methods?
Here are the three easy ways of how one can find their debit card Zip code:-
Using Your Postal Zip Code
Try your Zip code as the postal Zip code. The Zip code that has been attached to your billing address is the same one that is on your debit card.
Contacting Your Debit Card Office
Try contacting your debit card office to know your Zip code or postal code.
Checking Your Bank Statement or Passbook
You can easily check your bank statement as well as your passbook. These two documents from the bank contain your billing address from where you can find your Zip code.
The Importance of Zip Code in Purchase Authorization
In the first place, a Zip code is given for security purposes. Now, you need to enter a Zip code when making a purchase because it is part of the authorization process.
List of Zip Codes for Major Cities in the United States
Here is the list of zip codes for major cities in the United States:-
- New York- 00501 to 14925
- North Carolina- 27006 to 28909
- Alabama- 35004 to 36925
- Alaska- 99501 to 99950
- Florida- 32003 to 34997
Zip Codes vs. Passwords: Different Security Measures
Zip codes and passwords are not the same thing. A Zip code is a Postal Index Number which is used to identify a specific geographic area. On the other hand, passwords are secret codes which only one person knows and no one else.
Distinct Zip Codes for Debit and Credit Cards
It is not necessary for debit and credit cards to have the same zip code. Now, the zip codes of both cards depend on your billing address and the postal code that you have provided to your bank. If you have provided different Zip codes or postal codes for debit and credit cards then they will have different Zip codes.
How to Change Your Debit Card’s Zip Code
If you are willing to change the Zip code on your debit card then here is the process:-
- Use your debit card’s issuer’s website or application and log in your account
- You can change the Zip code from the billing address present on that application
- You can easily make a call to the customer support team and request a billing address change.
